Foreign Workforce / Expatriate Insurance

Hiring international employees brings valuable skills to your business, but it also adds cross-border health and liability risks. Foreign Workforce / Expatriate Insurance helps protect your employees and your company with structured coverage designed for expatriates working in Lebanon.

Zero Risk builds tailored solutions that match your headcount, job roles, and company requirements—so you can support your workforce confidently and reduce unexpected costs.

Who This Insurance Is For

This coverage is ideal for:

  • Companies employing foreign staff in Lebanon
  • NGOs, embassies, and international organizations
  • Contractors and project-based teams
  • Hospitality, retail, and service businesses with expatriate employees
  • Employers needing structured employee protection and risk management

Why it matters

Expatriate employees face unique medical, legal, and mobility risks. A structured insurance solution helps control costs, protect your people, and ensure business continuity.

Coverage can be adapted based on workforce size, roles, and benefit levels.

What This Policy Can Cover

Coverage options can be structured based on your business needs and employee profile, including:

Medical Expenses

Support for hospitalization, emergency care, and medical treatment depending on the selected plan.

Repatriation Support

Assistance and coverage related to repatriation needs, helping protect employees and employers during difficult situations.

Employer & Liability Protection

Coverage designed to reduce exposure to third-party claims and unexpected liability events related to the insured workforce.

Flexible Policy Structure

Options can be arranged for individuals or groups, with benefits and limits aligned to corporate budgets and HR requirements.

Key Benefits for Employers

  • Protects your workforce and reduces out-of-pocket medical risk
  • Helps standardize employee benefits across foreign staff
  • Supports HR compliance and corporate responsibility
  • Reduces operational disruption during emergencies
  • Provides peace of mind for both employer and employee

Why Zero Risk

Zero Risk helps you choose the right structure and insurer fit, with clear recommendations based on your workforce profile. We support you from plan selection to documentation and ongoing assistance when needed.

Get a Quote

Send us your company details, number of employees, and roles. We’ll recommend the right expatriate coverage structure and provide a tailored quote.

Request a Quote