General Insurance Questions

1. What types of insurance do you offer?

We offer a wide range of insurance products, including:

  • Personal Insurance: Life, medical, travel, personal accident, and more.
  • Business & Property Insurance: Construction, fire, elevators, gym, school, and parking insurance.
  • Specialized Insurance: Marine, drone, medical malpractice, workmen compensation, and more.
2. How do I know which insurance is right for me?

Our team of experts is here to help you assess your needs and recommend the best insurance options. We provide personalized consultations to ensure you get the coverage that fits your unique situation, whether you’re an individual or a business.

3. How can I get a quote for insurance?

You can easily request a quote through our Get a Quote page on the website or by contacting us directly. Our team will provide a tailored quote based on your specific needs and preferences.

Personal Insurance Questions

4. Does life insurance cover funeral expenses?

Yes, our life insurance policies can be designed to cover funeral costs along with other expenses, ensuring that your family isn’t burdened during a difficult time.

5. What does medical insurance cover?

Our medical insurance plans cover a wide range of healthcare services, including doctor visits, hospitalization, surgeries, medications, and emergency medical expenses. We offer both individual and family plans to ensure comprehensive coverage.

6. Can I insure my pets?

Yes, we offer pets insurance to cover veterinary bills, accidents, illnesses, and liability for third-party damage caused by your pets.

Business Insurance Questions

7. Do you provide insurance for construction projects?

Yes, we offer construction insurance to protect your project from risks like physical damage, equipment breakdown, and third-party liability. We work with contractors, builders, and developers to customize coverage that suits their specific needs.

8. Is gym insurance necessary for my fitness center?

Yes, gym insurance is essential for covering property damage, equipment breakdown, and injuries to members. It also includes liability coverage for staff and personal trainers.

9. Can I insure my school or educational institution?

Yes, we offer specialized school insurance to cover property damage, liability claims, and accidents on campus. We also cover extracurricular activities and school events.

Specialized Insurance Questions

10. What does marine insurance cover?

Marine insurance protects vessels, cargo, and marine operations. It covers damage from accidents, theft, and liability claims related to marine activities.

11. Do I need drone insurance?

If you operate drones for commercial or recreational purposes, drone insurance is highly recommended. It covers damage to the drone, liability, and third-party risks associated with drone operations.

12. What is workmen’s compensation insurance?

Workmen compensation provides coverage for employees who suffer workplace injuries or accidents. It covers medical expenses, lost wages, and provides compensation for permanent disabilities.

Claims & Coverage Questions

13. How do I file a claim?

To file a claim, simply contact our customer service team. We’ll guide you through the process, assist with documentation, and ensure you receive the support you need.

14. Can I change my insurance coverage after purchasing it?

Yes, you can adjust your coverage at any time. Our team will work with you to make the necessary changes to your policy, whether you need to increase your coverage or add new services.

15. What should I do if I need to cancel my insurance policy?

If you wish to cancel your policy, contact us directly. We will explain the cancellation process, any applicable fees, and help you transition smoothly if necessary.